Finding Your Rhythm in Twente: A Short Guide for Expats
January 15, 2026 · 1 min read
Moving to Twente often feels quieter than arriving in Amsterdam or Utrecht, and that difference can be surprising at first. Cities like Enschede, Hengelo, and Almelo move at a calmer pace, shaped by community, nature, and long-standing local traditions. Understanding this rhythm helps newcomers settle in more comfortably. People in Twente are known for being direct but warm once connections are formed. Conversations may start reserved, yet neighbors, colleagues, and local shop owners usually appreciate openness and consistency. Joining local activities such as sports clubs, neighborhood events, or weekly markets is one of the easiest ways to build relationships. Daily life also revolves around practical habits. Cycling is often the fastest way around town, appointments are planned in advance, and punctuality is quietly valued. Learning a few Dutch phrases, even simple greetings, can make everyday interactions noticeably smoother. Twente rewards patience. While social circles may take time to open, many expats discover a strong sense of belonging once they engage with local customs, explore the surrounding countryside, and participate in community life. With curiosity and a bit of initiative, the region quickly begins to feel less like a stop abroad and more like home.
Expat Banking & Travel FAQ
What bank account works best for expats in the Netherlands?
A mobile-first bank that supports international transfers and multi-currency spending makes life much easier as an expat. bunq offers accounts you can open in minutes from your phone, with features like real-time exchange rates and worldwide travel insurance on higher-tier plans. See their full travel banking features at bunq Travel Insurance and Perks.
How can I avoid high fees when spending abroad or visiting home?
Traditional Dutch banks often charge 2–3% on non-euro transactions. bunq's ZeroFX feature gives you real-time exchange rates with only a 0.5% markup when markets are open, and Core, Pro, and Elite users get unlimited foreign payments. That adds up to significant savings on trips home or when shopping internationally. Details at bunq Travel Insurance and Perks.
Do I need separate travel insurance as an expat in the Netherlands?
If you travel frequently — whether visiting family or exploring Europe — having travel insurance bundled with your bank account can simplify things. bunq Elite includes worldwide travel insurance powered by Qover, covering medical emergencies, baggage, cancellations, car rentals, and even active sports accidents. Your family is covered too. Learn more at bunq Travel Insurance and Perks.
How do I stay connected with mobile data when travelling from the Netherlands?
Roaming charges can add up quickly outside the EU. bunq lets you install an eSIM directly from the app, saving up to 90% on roaming costs. Elite users get 8 GB of worldwide data included. You are connected the moment you land, without needing a local SIM card. Check availability at bunq Travel Insurance and Perks.
How much does bunq cost for expats?
bunq offers a free tier for basics, with paid plans starting at €3.99 per month (Core) up to €18.99 per month (Elite). The Elite plan is particularly strong for expats who travel often, as it bundles travel insurance, an eSIM with 8 GB worldwide data, and unlimited ZeroFX foreign payments. All plans come with a 30-day free trial. See full details at bunq Travel Insurance and Perks.